Outsourced Family Office
Hand-delivered on our proprietary client platform. How many subscriptions do you have? We've got that. How much did you spend at Costco last month? Got that too. Your current ratio? Personal Financial Statement? All covered.
Proven system
$0M+
Client assets currently under management with Spero Intelligence
The gap nobody fills
Past a certain point, doing it yourself stops making sense. Hiring, onboarding, and managing an in-house team adds complexity of its own. Spero delivers the middle ground: detailed household finance with every transaction categorized, every account reconciled, and every report reviewed by a partner.
Your three current options
Personal-finance apps
You do the categorization
$0–$200/ year · software only
What Spero does
A real monthly close, white-glove
From $599/ month · transparent
Schedule a Call →Wealth advisors
Portfolio yes, household no
% of AUM+ $250k+ at the FO tier
A fraction of family-office cost
To assemble this any other way, you'd hire and license the stack below. Spero is one fee, one platform, one accountable team.
Audit-ready PFS prepared on a quarterly cadence. Lender, counsel, and governance ready.
Partner-reviewed monthly package across all accounts, entities, and asset classes. Spend categorized, tracked, and benchmarked against budget every month.
Year-round liaison with your CPA. Projections, estimated payments, and clean filing packages.
Your full financial picture, live and browsable. Automated data capture, continuous reporting, and drill-down to any transaction. Included with every engagement.
The human-reviewed close
Most transactions pass through silently. On the handful we have a question about, we flag it in your portal. You answer in five seconds, one click, done. That's the loop. No spreadsheets, no shoebox of receipts, no "can you send me the statement again." The close happens whether you log in or not.
How we work
30 minutes with our team. We walk through your picture, your advisors, and your entities, and tell you whether Spero is the right fit.
You connect accounts. Our team categorizes and reviews every transaction across the last three months. You receive a finished, partner-signed close within a week.
From there, every transaction is reviewed every month. Partner-signed PDF on schedule. Live platform always current. Five-second flag-and-respond when we have a question.
Common questions
Don't see yours? Bring it to the call. That's what the 30 minutes is for.
Schedule a Call →Your advisor manages your portfolio. We run your household. They can't tell you what you spent on travel last quarter, reconcile your entities, or produce a monthly close at line-item granularity. And most won't try. We're on your side of the table, paid a fixed fee, doing the work nobody else does at this household size.
No. Addepar is a portfolio-reporting tool. It doesn't categorize household spend, doesn't run a budget vs. actual, and doesn't close your month. Spero Intelligence is purpose-built for the household close: every transaction categorized, reviewed by our team, and rolled into a partner-signed monthly package.
A traditional office hires a 4–8 person back office: bookkeeper, controller, reporting analyst, and operations. They're stitching QuickBooks + Excel + Addepar + a custom dashboard for every family. Spero Intelligence is the whole stack, end-to-end. One platform, one partner, one fee. From $599 / month.
Every transaction is reviewed by a person on our team every month. Most pass through without you ever seeing them. On the handful we have a question about, we flag it in your portal. You click once, answer the question, and we close your month. Every report you receive is signed off by a partner before it reaches you.
No. We coordinate with them. We deliver year-end packages to your CPA, governance and estate work to your attorney, and lender packages on demand. You stop being the integrator.
Bring it to the call. We size the engagement to your household. If we're not the right fit, we'll say so and tell you who is.
Next step
30 minutes. Bring your questions, your entities, your spreadsheets. Whatever you're using today. You'll leave with a clear read on whether Spero is the right fit. From $599 / month if it is.
Schedule a Call →